Privacy Policy - Money management

Last Updated: March/09/2025

At CashSpecter, we take privacy seriously and respect the privacy concerns of our community of users. This Privacy Policy (the “Privacy Policy”) describes how CashSpecter (“we,” “us,” or “our”) collects, uses, discloses, and otherwise processes personal information in connection with our website, https://cashspecter.com (the “Site”), and the related content, services, products, and other features and functionality offered on or through the Site (collectively, the “Services”).

By using our Services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services.

1. Manage Your Information

Email Preferences

You can opt out of marketing emails by clicking on the unsubscribe link at the bottom of such messages or by contacting us at maranmithu1996@gmail.com.

Delete Your Data

You may request to permanently delete your information by contacting us at maranmithu1996@gmail.com.

Control Over Your Data

For additional ways to delete, opt-out, or manage your information, please see the “What Controls Do I Have Over My Information?” section below.

2. What Personal Information Do We Collect?

Information You Provide to Us

We collect personal information that you voluntarily provide when using our Services, such as:

Contact Information: Name, email address, phone number, and communication preferences.
Account Information: Username, password, and payment details.
Financial Information: Credit/debit card information, bank account details, and billing address.
User-Generated Content: Comments, reviews, or other content you post on the Site.
Survey or Contest Information: Information provided when participating in surveys, contests, or promotions.

Information Automatically Collected

When you visit our Site, we may automatically collect:

Device Data: IP address, browser type, operating system, and device identifiers.
Usage Data: Pages visited, links clicked, time spent on the Site, and other browsing behavior.
Location Data: Geographic location based on your IP address or device settings.

Third-Party Sources

We may also obtain information from third parties, such as:

Social media platforms (if you log in or interact with us through these platforms).
Business partners or service providers.
Publicly available sources.

3. How Do We Use Personal Information?

We use your information for purposes such as:

Providing and improving our Services.
Personalizing your experience on the Site.
Sending marketing communications (with your consent).
Responding to your inquiries and providing customer support.
Analyzing usage trends and optimizing our Services.
Complying with legal obligations and protecting our rights.

4. How Do We Share Personal Information?

We may share your information with:

Service Providers: Third parties who assist us in operating the Site and providing Services.
Business Partners: For joint promotions or marketing activities.
Legal Authorities: When required by law or to protect our rights.
With Your Consent: For any other purpose disclosed at the time of collection.

We do not sell your personal information to third parties.

5. What Controls Do I Have Over My Information?

You have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you.
Correction: Update or correct inaccurate information.
Deletion: Request deletion of your personal information.
Opt-Out: Opt-out of marketing communications or data sharing with third parties.

To exercise these rights, contact us at maranmithu1996@gmail.com.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to collect information about your use of the Site. You can manage cookies through your browser settings. Note that disabling cookies may affect your experience on the Site.

7. How Do We Protect Personal Information?

We implement reasonable security measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute security.

8. Links to Third-Party Websites

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies before providing any personal information.

9. Children’s Privacy

Our Services are not intended for children under 16. We do not knowingly collect personal information from children. If we become aware of such collection, we will delete it promptly.

10. International Users

If you are accessing the Site from outside Sri Lanka, please note that your information may be transferred to, stored, and processed in Sri Lanka, where our servers are located.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on the Site with the effective date. Your continued use of the Services constitutes acceptance of the updated Privacy Policy.